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FLINS Benefits

(754) 216-7275

Serving

Broward County & all of Florida

Protecting Your Sunshine State of Mind

We help protect your health and your family’s future with life and health insurance solutions designed for South Florida families, individuals, and seniors.

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Protecting Your Sunshine State of Mind

We help protect your health and your family’s future with life and health insurance solutions designed for South Florida families, individuals, and seniors.

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Coverage for every stage of life.

Medicare Plans

Compare Medicare Advantage, Supplement, and prescription drug options with clear local guidance.

Medicare Plans

Compare Medicare Advantage, Supplement, and prescription drug options with clear local guidance.

Medicare Plans

Compare Medicare Advantage, Supplement, and prescription drug options with clear local guidance.

Medicare Plans

Compare Medicare Advantage, Supplement, and prescription drug options with clear local guidance.

Frequently asked questions

Coverage for every stage of life.

Medicare Plans

Compare Medicare Advantage, Supplement, and prescription drug options with clear local guidance.

Medicare Plans

Compare Medicare Advantage, Supplement, and prescription drug options with clear local guidance.

Medicare Plans

Compare Medicare Advantage, Supplement, and prescription drug options with clear local guidance.

Coverage should feel clear before you apply

The goal is not to rush you into a policy. It is to help you compare the purpose, cost, and fit of coverage before you make a decision.

Family obligations

Review income, housing, and other responsibilities.

Coverage purpose

Understand what the policy is intended to protect.

Budget fit

Compare options with your comfort level in mind.

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15+

years serving Florida

Insurance should feel personal—not transactional.

Flins Benefits is an independent Florida agency built around patient conversations and practical recommendations. We translate the fine print, compare the tradeoffs, and stay available long after you choose a plan.

Advice that starts with listening

Your doctors, prescriptions, family, and budget shape every recommendation.

Plain-English comparisons

We explain costs, benefits, networks, and limitations without industry jargon.

Support through life’s changes

Marriage, retirement, a new baby, or a move—we help your protection keep pace.

How we can help

Explore how a Thrivent financial advisor can help you build a financial plan that puts yo ur money where your heart is.

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Call Directly

Best for appointment requests or quick clarification.

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Screen-Share

Send general details before a review call or Zoom appointment.

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In Person

Use phone, email, or Zoom to review coverage questions.

Text Link

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In Person

Use phone, email, or Zoom to review coverage questions.

Text Link

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Call Directly

Best for appointment requests or quick clarification.

Insurance, explained in plain English

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health 101

Turning 65 in Broward? Your exact timeline

The enrollment dates that actually matter — in one simple checklist.

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Life

How much life insurance does my family need?

A one-page worksheet to size your coverage without the jargon.

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Saving money

Will my money last 30 years?

A one-page worksheet to size your coverage without the jargon.

Request a free quote

Takes under a minute. No obligation.

Full Name

Phone Number

Coverage Type

Your information is kept confidential and never sold.

Florida Wide Coverage

Coverage you can count on, guidance you can trust.

We're an independent brokerage representing dozens of top-rated carriers — so you get unbiased advice and the right policy at the right price. No pressure, ever.

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What we help with

Coverage for every stage of life

Four core lines, each backed by carrier relationships built over three decades.

Phone Review

A simple phone call to go over your doctors and prescriptions. No driving, no traffic, no stress.

Screen-Share

A secure video link on your computer or tablet, so we can look at plan comparisons side-by-side.

In Person

I'll meet you locally — at your home or a favorite coffee shop — to review your paperwork together.

What we help with

Coverage for every stage of life

Four core lines, each backed by carrier relationships built over three decades.

Medicare

Compare plans by doctors, drugs, costs, coverage, and clear guidance.

Life Insurance

Protect your family with life insurance built to support you when it matters most.

Health Plans

Find health plans around doctors, prescriptions, needs, and budget.

Annuities

Build retirement income options for dependable, lasting confidence.

Why choose us

An independent agent in your corner

Big call centers read from a script. We get to know your situation, compare the whole market, and stay with you long after you enroll.

9+

Years helping clients

20+

Top-rated carriers

$0

Cost for our guidance

FL

Licensed and independent

Independent, not captive

We represent dozens of carriers, so our advice is about what fits you — not a sales quota.

No cost for our help

Our guidance is free. We're compensated by the insurance companies, never by you.

Local & licensed in Florida

A real person who knows Florida plans, networks, and rules — and picks up the phone.

how it works

Getting the right coverage is simple

A clear process that helps people move from confusion to confidence without pressure.

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Quick Conversation

Share your doctors, prescriptions, family concerns, or income goals.

Compare Options

We review available choices and explain the tradeoffs clearly.

Get Covered

Get help with next steps, enrollment, and support after the decision.

What our Florida neighbors say.

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"Navigating Medicare was a nightmare until I met Sarah. Honest, clear, and local support matters."

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Linda P.

Plantation, FL

"Navigating Medicare was a nightmare until I met Sarah. Honest, clear, and local support matters."

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Linda P.

Plantation, FL

"Navigating Medicare was a nightmare until I met Sarah. Honest, clear, and local support matters."

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Linda P.

Plantation, FL

Ready to find the right coverage?

Talk to a licensed local agent today — in English or Spanish. No cost, no obligation, just honest guidance.

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