2026 Florida Enrollment Active
Our Insurance Solutions
Clear options, explained in plain English. You’ll see the trade-offs, choose what fits, and get real help—no confusion, no pressure.
Medicare Planning
Compare Medicare Advantage, Supplement, and Part D plans with clear, one-on-one guidance.
Life Insurance
Term, whole, and final expense coverage designed to protect your family and legacy.
Health Insurance
Individual and family plans through the Health Insurance Marketplace and off-exchange options.
Retirement Solutions
Annuities and income strategies designed for stability and long-term peace of mind.
Not sure where to start?
Tell me what you’re trying to protect, and I’ll point you to the right coverage category.
Why Work with an Independent Broker
Unlike captive agents or online forms, I work for you—not one insurance company.
Shop Every Brand
I compare carriers to help you choose coverage that fits—without overpaying.
Skip the Robots
You work directly with me—no call centers, no automated menus, just real support.
Bridge the Gaps
I help align your life, health, and retirement coverage so nothing gets overlooked.
Zero Sales Pitch
I explain your options clearly and honestly so you can decide with confidence.
Regular Check-Ups
We review your coverage each year to be sure it still matches your life.
Expert Help, No Extra Cost
My guidance costs you nothing—I’m paid by the providers, not by you.
Independent Broker vs Single-Company Agent
Choosing insurance is important — but choosing how you choose it matters just as much.
Independent Broker | Captive Agent | |
|---|---|---|
Carrier options | ✔ Multiple carriers | — One carrier |
Plan comparison | ✔ Full comparison | — Limited view |
Who the advice serves | ✔ Your needs | — The company |
Ability to change plans | ✔ Can change plans | — Limited options |
Frequently Asked Questions
Clear answers to common questions about working with an independent broker.
No. There’s typically no additional cost to you. I’m compensated by the insurance company if you enroll in a plan, and I help you compare options and handle the details at no extra charge.
I’m independent, which means I can shop and compare multiple insurance carriers instead of being limited to a single company’s plans.
Yes. Many people come to me for a second opinion. We’ll review your current coverage, confirm it still fits your needs, and compare alternatives if there’s a clear reason to change.
We reassess. Life, pricing, and plans change over time, and I’ll help you review options and adjust coverage when it actually makes sense.
Start with a quick conversation. I’ll learn what you’re trying to protect and guide you toward the right coverage options based on your situation.
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